NEFirst Credit Union is working with The Gateshead Housing Company to help residents plan for Christmas.
To encourage tenants to start saving and budgeting for Christmas the company is holding a prize draw as an incentive.
Any housing company tenant who joins the Credit Union before the end of September 2016 and saves at least £20 before the end of November will be entered into a draw to win one of three £100 prizes.
NEFirst Credit Union serves anyone who lives or works in County Durham, Tyne and Wear or Northumberland and operates from offices in Gateshead, Durham, Birtley and North Shields.
For more information on how to join visit the NEFirst website or call 0330 055 3666.
Already, around 7,000 people save regularly with NEFirst Credit Union, which has assets of around £2.5m and is currently providing loans totalling more than £1.2m to its customers.
Photo: The opening of the Gateshead branch of NE First at Unit 11, The Interchange Centre, West Street, Gateshead, NE8 1BH.